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Securing Rental Properties After Hail Storms Damage

Last updated October 25, 2026

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The short answer

Assess the Damage Safely

Start by checking the exterior from a safe distance. Look for broken windows, dented siding, torn roofing, and fallen debris. If you see downed power lines or gas leaks, stay back and call the utility company or a qualified electrician.

Inside, check for water intrusion, especially around windows, ceilings, and walls. Turn off electricity to affected areas if water is present. Wear sturdy shoes and gloves when walking through debris. See a doctor if you feel unwell from any exposure.

Temporary Protection Steps

Board up broken windows with plywood to keep out rain and intruders. Use tarps to cover roof damage and gaps in siding. If water entered, remove standing water quickly to limit mold growth. Use fans and dehumidifiers to dry out damp areas.

These temporary steps are crucial to prevent secondary damage. The longer water sits, the more extensive the repairs become. Prioritize areas where water can spread, such as floors and walls. Keep a record of all actions you take for your insurance documentation.

  • Cover broken windows with plywood
  • Tarp any roof tears or missing shingles
  • Remove standing water with a pump or wet vacuum
  • Dry wet carpets and upholstery if safe
  • Move valuable items to a dry area
  • Turn off power to flooded rooms

Document Everything for Claims

Take photos and videos of all damage before you make any permanent repairs. Capture wide shots and close-ups of each affected area. Note the date and time of the storm and when you discovered the damage. Keep receipts for any supplies you buy for temporary fixes.

Contact your insurance company as soon as possible to report the claim. Policies vary, and your insurer decides what is covered. Ask what documentation they need and what steps you must take to protect the property. Keep a log of all communications.

Arrange a Professional Inspection

A professional inspection helps identify hidden damage, such as compromised roof structure or moisture in walls. Local water damage pros can assess the extent of the damage and recommend a restoration plan. They can also spot safety hazards you might miss.

When you contact the pros, describe the damage and ask about their process. They will likely need to inspect both interior and exterior areas. This inspection is a key step before any permanent repairs begin. It provides a clear picture of what needs to be done.

Plan Repairs and Restoration

After the inspection, you will have a list of necessary repairs. Prioritize structural fixes, like roofing and window replacement, before cosmetic work. Water-damaged drywall and insulation may need to be removed and replaced. Mold remediation may be needed if moisture sat for more than 48 hours.

Work with the pros to schedule the restoration. Ask about timelines and what you need to do to prepare the property. If you live in McKinney, keep a list of local pros for future storms. The cost of repairs depends on the damage extent, materials, and labor, so get a detailed plan before agreeing to work.

  • Replace damaged roofing and siding
  • Repair or replace broken windows
  • Remove and replace wet drywall and insulation
  • Dry and sanitize affected areas
  • Check for mold growth and address it
  • Inspect electrical systems after water exposure

Water damage does not wait

Phones are answered 24/7 for McKinney and nearby communities.

Call Now (972) 480-3796

Frequently asked questions

Should I wait for the insurance adjuster before making repairs?

You can make temporary repairs to prevent further damage, but do not start permanent repairs until the adjuster has seen the damage. Document everything with photos and keep receipts for temporary materials. Check your policy for specific instructions.

How can I prevent mold after water gets in?

Dry the affected areas within 48 hours to reduce mold risk. Use fans, dehumidifiers, and open windows if weather permits. Remove wet carpets, drywall, and insulation that cannot be dried quickly. If mold appears, consult a mold professional for safe removal.

What should I do with tenant belongings after a storm?

Move undamaged items to a dry area and document any damaged belongings with photos. Do not throw away anything without your tenant's permission, as it may be covered under their renter's insurance. Communicate with your tenant about the situation and next steps.

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